Acceptance of Terms: By accessing or using the software and community of The Modern Investor, you unconditionally accept these Terms. If you do not agree, please do not use the resources of The Modern Investor.

Software Services for Traders: The Modern Investor offers a software platform and educational information designed to assist traders. These services aim to enlighten users about trading techniques, strategies, and risks for educational purposes only. The Modern Investor does not provide financial advice, sell any financial products, or manage investor capital.

Use of Services: You commit to using the resources of The Modern Investor in a legal and ethical manner. It is prohibited to use these resources for illegal, fraudulent, or harmful activities.

Intellectual Property: All content related to The Modern Investor is protected by intellectual property rights and belongs to The Modern Investor or its licensors.

User Responsibility: You are solely responsible for how you use the information and participate in the community of The Modern Investor. The security of your personal information is your responsibility.

Limitation of Liability: The Modern Investor and its affiliates disclaim any liability for losses or damages resulting from the use of The Modern Investor's resources.

Indemnification: You agree to indemnify The Modern Investor and its affiliates for any claim arising from your use of The Modern Investor's services.

Educational and Non-Financial Nature: The Modern Investor provides software and a community for educational purposes. The Modern Investor does not sell financial products, provide financial advice, or manage investor capital. All information is provided for educational purposes and should not be interpreted as financial advice.

Termination: The Modern Investor may terminate your access to its services in case of a breach of these Terms.

Modifications to Terms: The Terms may be modified at any time, and continued use of The Modern Investor's services constitutes acceptance of these changes.

No Investment Recommendations or Professional Advice: The Modern Investor does not provide personalized investment advice. Neither the Site nor any of The Modern Investor’s products or services are intended to provide tax, legal, insurance, or investment advice. None of the content provided on the Site or through any of The Modern Investor’s products or services should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by The Modern Investor or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult a registered investment advisor, attorney, or tax professional regarding your particular financial situation, investing strategies, or specific legal or tax situation.

To the extent that any of the content published on the Site may be deemed to be investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment needs of any specific person. You understand that an investment in any security is subject to a number of risks, and that discussions of any security published on the Site will not contain a list or description of relevant risk factors.

You understand that performance data is supplied by sources believed to be reliable, that the calculations on our Site are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete.

From time to time, our Site may reference prior articles and opinions that we have published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon.

All content on the Site is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

No Direct Lending: The Modern Investor is a software and educational platform for traders. We do not offer any lending services, either personal or business. Your ability to obtain loans, including the amount, rate, and other terms, will ultimately depend on the determination of third-party lenders, which is beyond our control. We do not guarantee that you will be qualified for or receive any particular offer from any lender.

Securities & Investing Disclosure: Stocks and options trading have large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the stocks and options markets. Don’t trade with money you can’t afford to lose.

The Modern Investor does not represent that any account will or is likely to achieve profits or losses similar to those discussed on the Site. The past performance of any trading system or methodology is not necessarily indicative of future results. All trades, patterns, charts, systems, etc., discussed on the Site are for illustrative purposes only and not to be construed as specific advisory recommendations. Information contained on the Site is intended for informational purposes only.

Additional Information and Warnings:

Nature of The Modern Investor's Services: The Modern Investor operates as a software provider for traders. The shared information is intended to enhance general understanding of trading and should never be considered as financial advice.

Risks Associated with Trading: Trading is a high-risk activity that may not be suitable for all investors. Risks associated with trading can lead to substantial losses as well as profits. Before engaging in trading, carefully evaluate your investment objectives, experience, and risk tolerance. Never invest money you cannot afford to lose. It is strongly recommended to consult an independent financial advisor. Note that past performance does not predict future results.

Responsibility and Regulation: Neither The Modern Investor nor any of its affiliates or associates involved in the production and maintenance of these services are registered brokers, depositories, or investment advisors. Before making any investment decision, we encourage you to consult with a licensed representative. By using The Modern Investor's information, you acknowledge and accept the associated risks and understand that The Modern Investor and its affiliates cannot be held responsible for financial decisions made.

Notice on Hypothetical or Simulated Performance Results: Hypothetical or simulated performance results have inherent limitations. They do not represent actual trading and may be influenced by factors such as liquidity. Moreover, simulated trading programs are often designed with the benefit of hindsight. There is no guarantee that past results are indicative of future results.

Contact Us: For any questions regarding these Terms, contact us at contact@themoderninvestor.co.